Medicare Part A (Hospital Insurance)

  • Helps cover inpatient hospital care.
  • Helps cover skilled nursing facility care, hospice, and home health care.
  • Patients are responsible for deductible for hospital confinement.
  • Patients are also responsible for a co-payment after 20 days of skilled nursing confinement

Medicare Part B (Doctors)

  • Helps cover doctors’ services, hospital outpatient care, and home health care.
  • Helps cover various preventive services to help maintain a healthy lifestyle.
  • Help pay for durable medical equipment.
  • Patients are subject to yearly deductible under part B.

Medicare Part C (Medicare Advantage Plans) (HMO)

  • Medicare advantage plans are health plans run by Medicare-approved private insurance companies.  Medicare advantage plans take over your Medicare and include Part A, Part B, and usually other coverage like prescription Drug coverage.
  • These plans carry a doctor network and only allow you to see doctors within the plan.

Medicare Part D (Medicare Prescription Drug Coverage)

Part D helps with your prescription drug coverage on different Medicare plans.  These plans are offered by insurance companies and private companies that are approved by Medicare.

  • Helps cover the cost of prescription drugs.
  • May help lower your prescription drug costs and help protect against higher costs in the future.
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