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Prescription Plans

More than 45 million people aged 65 or older, as well younger individuals with a diagnosis of either ALS or end-stage renal disease, rely on Medicare Part D to help defray the costs of expensive prescription drugs. Medicare Part D, also known as prescription drug coverage, is the portion of the Medicare program that assists qualified individuals in paying for the medicine they need to maintain their health. Unfortunately, unpacking the world of Medicare prescription drug plans is not an easy task. The choices available, as well as the coverage terms themselves, are anything but straightforward.
As of 2021, there are currently 57 different Medicare-approved prescription drug plans available on the market. That’s a lot of options to sift through. It can be incredibly difficult to pick a high-quality, cost-efficient plan with so many different choices available to you. Each plan differs greatly in terms of its premiums and deductibles, and they are filled with extenuating circumstances such as the built-in coverage gap, known industry-wide as “The Doughnut Hole.”
The ins and outs of prescription drug coverage are not an easy subject to master, yet this coverage remains a crucial product for those who are Medicare eligible. At Health Coverage Solutions, we specialize in matching Medicare recipients with the ideal prescription drug product suited for their evolving needs.

In This Page

Prescription Plans
Get access to your Medicare
Experience
Ongoing Support
Testimonials
The Info You Need
Set an Appoinment
Helpful Resources
Have Questions?

Get access to your Medicare

Find out if you are eligible to get Medicare

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Experience

Only one thing can cut through the red tape surrounding Medicare enrollments, specifically issues involving the confusing world of Part D prescription coverage: experience.

Only one thing can cut through the red tape surrounding Medicare enrollments, specifically issues involving the confusing world of Part D prescription coverage: experience. With over 20 years of experience in the Medicare arena, Health Coverage Solutions has the industry-specific expertise necessary to make prescription coverage easy to understand. Our skilled customer service representatives have the direct experiential knowledge necessary to relate prescription drug coverage to our customers in plain terms. We can help you cut through the industry speak, disambiguating Medicare Part D information easily, and in a more relatable language that our clientele can understand. Education is at the heart of what we do. Those who’ve recently become Medicare eligible can depend on the breadth and depth of our experience. We’ll steer you towards the ideal plan —at the ideal price point— for you, your family, and your current situation.

Ongoing Support

Some insurance providers come on strong when it’s time to make the sale then disappear once the ink dries. At Health Coverage Solutions, we believe that each customer interaction should serve as the foundation for a deep and lasting relationship. Our customer success representatives are specially trained to provide an exceptional customer experience to every client no matter the reason for their call or visit. Unlike many of our competitors, we take the time and effort to listen to each caller and answer every email. Every customer concern we field is a chance for us to prove the quality of our ongoing client support.
Crisis management is important, but our customer service program is far greater than individual customer queries. Year in and year out, season after season, we work with your best interests (and financial security) in mind. No two people are alike, nor does a person’s health status remain the same long term, especially in the case of Medicare-eligible individuals. As part of our service, our representatives perform yearly account reviews to ensure that your level of prescription coverage remains commensurate with your changing healthcare needs. If we see an opportunity to offer better prescription drug coverage, we’ll notify you without any pressure to buy.
After all, your health comes first.

Testimonials

Paul B.

Tim Ahlbum and Health Care Solutions were invaluable in providing guidance in selecting supplemental health/prescription coverage and life insurance tailored to fit my wife and my needs. They prepared and explained the cost/benefit analysis of each plan so we could make an informed decision.  They are a pleasure to work with and extremely helpful in answering and following up on questions regarding claim issues.  Recommended Tim and his company to my extended family.

Paul B
Hillsdale, NJ

Gabe and Susan B.

I would like to take this opportunity to comment on the care and service you have provided my family through United American.
I can honestly state that in the 9 years as a client we have not had one problem with UA.
It is much relief for my family – as we have been through some tough times with our health – not having to worry about medical costs to further complicate matters and reduce our stress.
It is a pleasure knowing we have such a good company supporting us.
With much appreciation……..

Gabe and Susan B
Boca Raton, FL

Ally E.

I had been searching for someone to help me with my health insurance, then I found Tim! I am so happy he is a total professional!
He listened to my needs and came back with solid solutions.  He not only got me the best plan he also saved me money.
He always responds quickly to questions and I never feel rushed or pressured.   I highly recommend using Tim, you will not be disappointed.

Ally E
Naples, FL.

Ana P. and Rolando G.

Ten years ago when we retired, we moved to Weston, Florida. I searched the web for health insurance and  Tim Ahlbum was the first to answer.  That same afternoon he was at our house helping us choose the best plan for our medical needs! He proved to be very knowledgeable of the field, professional, and with a pleasant personality.  In these ten years, he has diligently taken care of any of our medical bill claims, always keeping our best interests in mind. At the annual renewal time, he comes to the house and over a glass of wine, he thoroughly evaluates the changes, if any, to our health status, and recommends the plan that best suits us. I am happy to say that today he is not only our health broker, but we consider him a good friend!

Ana P and Rolando G
Weston, FL

Beth and Freddie S.

We have had a very good experience with this agency and Tim. We have been using them for years. They are very helpful and very good about calling you back. They know how to guide you for the best plan.

Beth and Freddie S.
Parkland, FL

Brian G.

I truly feel that your management of our major medical , physician and  prescription programs has been outstanding.  We go where we want and have never had an issue with our insurance program.

Brian G
Bonita Springs, FL

Jan K.

As a professional,  I expected immediate attention to detail and resolution to problems. Tim and his staff have exceeded my expectations and I will continue to refer my clients, family and friends .  Healthcare changes are a constant, I know that Tim will provide the appropriate coverage to fit my needs and  each and every new  potential client as well.

James T.

Tim has been my insurance agent for 25 years… He is so helpful and kind. I have recommended him to many friends!!

James T
Boca Raton, FL

Lynda L.

I was at a loss about what to do for Medicare insurance.  I recently retired from the Florida Schools system, and that was complicating decisions I needed to make. Tim was recommended to me and I am grateful!  He took the time I needed to explain the details of my specific situation and to assist me in every way with my retirement, Medicare applications, and the timing of each.  He knew all of the different regulations and how to best align the insurance to meet my personal needs. He was very informative, competent, and personable to work with and broke everything down in a way that I could understand.  I would recommend Tim to anybody who needs to make healthcare coverage decisions. Tim is the BEST!

Lynda L
Tallahassee, FL

Mary N. and Lissa M.

We put our faith and trust in Tim when we were eligible for Medicare.  His guidance and expertise have seen us through years of unexpected health crises at Cleveland Clinic.  Throughout, we had only to worry about fighting a disease and never about bills, insurance, money or paperwork.  For that alone we could not be more grateful.  But his continuing interest in our policies and coverage, i.e annual prescriptions, continues to be a reassurance and money saver.
Thank you Tim for your continuing care and expertise.

Mary Nolan and Lissa Mohler
Daniels, WV

Terri I.

I would like to give a shout out and thank Tim Ahlbum for a smooth guidance through a very confusing process of Medicare. Tim walked me through everything I needed to know about Medicare and what was good for my needs. I would highly recommend him as he’s professional and looks out for your best interest.

Terri I
Cooper City, FL

The Info You Need

You could spend a lifetime studying the intricacies of Medicare prescription drug coverage and still only scratch the surface. At Health Coverage Solutions, it is our mission, duty, and responsibility to educate our clientele regarding Medicare prescription coverage in all its nuance. We believe that informed customers are critical to the insurance industry’s long-term prosperity.
Our website is designed to provide customers with a comprehensive collection of resources centered around all things Medicare. From eligibility, to enrollment, to prescription coverage, we provide customers with all the key information they need to make an informed choice regarding their coverage.
Health Coverage Solutions understands that the Medicare industry is a crowded space. There’s no shortage of brokers looking to sell their products. The difference between us and them? We believe knowledge is power, and we’re willing to provide you with all the facts necessary to make an informed choice about your coverage.

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Helpful Resources

We have a philosophy at Health Coverage Solutions: it’s our goal to educate our consumers, instilling skills, knowledge, and competency regarding all the Medicare prescription programs available. That’s why we provide our customers with a virtual treasure trove of information and resources right on our website. From instructional videos to blogs, to cutting-edge industry news, we strive to bring our customers the most comprehensive collection of Medicare-driven data on the internet.
While we excel at educating our customers, it’s more important that we give you the skills and knowledge necessary to make an informed choice about your additional prescription coverage. Our resources are designed to help you simplify the process and move through it at your own pace.

Have Questions?

Health Coverage Solutions has answers.

We are committed to educating our clientele about every aspect of Medicare Part D including the world of prescription coverage. With so many options on the table, selecting the ideal coverage for you and your family can be a daunting task. Our professional staff is specially trained to help guide you toward the right product that fits your needs.
With 15 years of experience in the industry, we’ve seen just about every situation imaginable, and we know the questions that our clientele typically asks. We can help guide you through the process every step of the way.
Don’t see what you’re looking for on our website? We love a good challenge. The team at Health Coverage Solutions is happy to answer any question you have via email or by phone. Don’t hesitate to reach out to us for all your Medicare-related concerns. To get started with your prescription coverage, please contact us today.