1. Introductions

Welcome to Health Coverage Solutions (“Company”, “we”, “our”, “us”). These Terms & Conditions (“Terms”, “Agreement”) govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms.

2. Services

Health Coverage Solutions provides assistance in understanding, comparing, and enrolling in Medicare insurance plans. Our services include but are not limited to consulting, plan comparison, and enrollment assistance.

3. Use of Our Services

Eligibility: You must be at least 18 years old and legally capable of entering into a binding agreement to use our services.
Accuracy of Information: You agree to provide accurate, current, and complete information as required for the use of our services. You are responsible for maintaining the confidentiality of your account information.

4. Consultations and Recommendations

Consultations: Our consultations are based on the information you provide. We strive to offer accurate and up-to-date information, but the ultimate decision on any Medicare plan is yours.
Recommendations: Our recommendations are advisory and do not constitute an endorsement of any particular plan. You should carefully review all plan details before making a decision.

5. Disclaimer of Warranties

General Disclaimer: Our services are provided “as is” and “as available” without any warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or completely secure.
No Guarantee of Results: While we strive to provide helpful and accurate information, we cannot guarantee specific outcomes or results from using our services.

6. Limitation of Liability

No Liability for Certain Damages: To the fullest extent permitted by law, Health Coverage Solutions shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.
Total Liability: Our total liability to you for any claim arising out of or relating to these Terms or our services is limited to the amount you paid us for our services.

7. Privacy Policy

Your privacy is important to us. Please refer to our Privacy Policy for information on how we collect, use, and protect your personal information.

8. Intellectual Property

Ownership: All content on our website, including text, graphics, logos, and software, is the property of Health Coverage Solutions or its licensors and is protected by intellectual property laws.
Use of Content: You may not reproduce, distribute, modify, or create derivative works of our content without our express written permission.

9. Termination

Termination by You: You may terminate your use of our services at any time by notifying us in writing.
Termination by Us: We may terminate or suspend your access to our services at any time, without prior notice or liability, for any reason, including if you breach these Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

11. Dispute Resolution

Any disputes arising from these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

12. Changes to Terms & Conditions

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of our services after any changes constitutes acceptance of the new Terms.

13. Contact Information

If you have any questions about these Terms & Conditions, please contact us at:

Phone: 877-752-1350